Unlocking the Potential of Offline CBDCs: Balancing Privacy, Security, and Financial Inclusion

The BIS Innovation Hub has published a handbook to assist central banks in implementing offline CBDC technology, aiming to advise on security measures, risks, privacy considerations, and resilience options. The guide highlights the potential benefits of enabling offline use for CBDCs in achieving public policy objectives aligned with central banks’ mandates.

Exploring Offline CBDC Payments: Balancing Privacy, Fraud, and Accessibility

The Bank for International Settlements (BIS) explores offline central bank digital currency (CBDC) payments and their potential risks, including counterfeit threats and privacy issues, in a collaborative project with Consult Hyperion. The BIS emphasizes the importance of interoperability, risk management systems, and collaboration between public and private sectors for secure and reliable digital currency environments.

Unbacked Cryptocurrencies: Ponzi Schemes or Legit Investments? Central Bank’s Dilemma

Central Bank of Ireland Governor Gabriel Makhlouf likens unbacked cryptocurrencies to a “Ponzi scheme” and emphasizes the importance of differentiating between ‘backed’ and ‘unbacked’ crypto. The recent approval of MiCA by the European Parliament marks a significant step in cryptocurrency regulation, acknowledging the potential of cryptocurrencies while protecting consumers and investors from unwarranted risks.

Crypto.com’s AI Companion Amy vs Binance’s Caution: Divergent Approaches in Crypto Space

Crypto.com recently introduced Amy, an AI-focused companion developed to provide users with real-time information on projects and tokens, and to function as a crypto expert resource for new users. Based on OpenAI’s ChatGPT technology, Amy is currently in beta, aiming to assist users in spotting industry opportunities. Crypto.com’s AI approach contrasts Binance, which has faced issues with ChatGPT-generated fake news.