Ran Neuner, Crypto Banter’s CEO, calls out Ripple for its centralized structure and the ethics surrounding the company’s conduct regarding its XRP token. His criticism extends to the practice of the centralized company selling tokens to support its own operations, a process he believes favors the company’s shareholders more than the token holders. Despite his harsh viewpoints, Neuner is also recognized for promoting an integrated approach to crypto, appreciating both centralization and decentralization, and advocating ethical, fair practices.